Effective Date: January 2025

Welcome to [Business Name] (“we,” “us,” or “our”). By accessing and using this website (the “Site”), you agree to be bound by the following Terms & Conditions. If you do not agree, please refrain from using the site. This policy applies to all visitors, users, and others who browse or interact with this site.

1. Use of the Site
This site is intended for personal, non-commercial use only. You may view, browse, and share content as long as you do not modify or redistribute any materials without express written permission.

2. Intellectual Property
All content on this site—including text, graphics, branding, photography, and design elements—is the property of [Business Name] or is used with appropriate permissions. You may not copy, reproduce, or use this content for commercial purposes without prior written consent.

3. User Conduct
Please use this site respectfully. Do not post or transmit anything that is unlawful, threatening, harmful, or otherwise objectionable. We reserve the right to block access to the site if we believe any behavior violates these terms.

4. Links to Other Websites
This site may include links to third-party websites. We are not responsible for the content or privacy practices of those sites. We recommend reviewing their terms and policies separately before engaging with them.

5. Disclaimer
The content on this site is for informational and inspirational purposes only. While we strive for accuracy, we make no guarantees about the completeness, reliability, or currentness of any information provided.

6. Limitation of Liability
We are not liable for any direct, indirect, incidental, or consequential damages that result from your use (or inability to use) this site—including but not limited to errors, interruptions, or loss of data.

7. Changes to These Terms
We may update these Terms & Conditions from time to time. Any updates will be posted on this page, and your continued use of the site means you accept those changes.

8. Governing Law
These Terms are governed by the laws of the state of Maryland, without regard to its conflict of law principles.

Contact
Questions? Please reach out if you need clarification or have concerns about these terms.